Wrongfully Denied Rheumatoid Arthritis Disability Claims Attorney, Los Angeles County At Donahue & Horrow, we understand that our clients, whether professionals, blue-collar workers or any other workers, depend on disability insurance coverage to pay their bills. If your rheumatoid arthritis disability insurance
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Don’t wonder why your disability insurance claim was denied, call our law firm instead. Our attorneys can assist you in making a disability claim or appealing a denied benefits claim. Free consultation, you do not need to come to our law offices
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From Los Angeles law offices our attorneys offer statewide legal representation for victims of insurance bad faith including Southern California, San Francisco, the Bay Area, and all of Northern California. Holding Insurers Accountable For Their Actions An insurance company must uphold its
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Los Angeles Long-Term Care Insurance Claims Attorneys We believe that there is an excessive number of denials for long-term care insurance claims that are wrongfully denied. Insurance companies believe that you will trust their judgment and that you will not fight back
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From Los Angeles County offices our attorneys handle cases throughout the state including Los Angeles, El Segundo and all of Southern California, central and Northern California including San Francisco, the Bay Area, Fresno. Free legal consultation. There is no fee for you
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About Allstate Insurance Bad Faith Practices Los Angeles Insurance Bad Faith Claims Attorneys Allstate Insurance offers many types of insurance including car insurance and life, supplemental health and disability insurance for individual ownership. The company also offers Universal Life, Term Life, Cancer
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Donahue & Horrow sponsored an event that was held on Sunday, December 13th, featuring food, carolers, fun, and games for local families in need. Families celebrated, had a great time together, and received wrapped gifts for the holidays to take home and
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Life insurance can help protect the future financial welfare for beneficiaries who lose a loved one, but only if the insurer honors its policy. Many of us don’t like to think about life insurance because it means we have to think about
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If you or a loved one has been the victim or surgical error or malpractice, contact our Los Angeles law offices today for a free legal consultation — you may be entitled to compensation for your suffering. Our medical malpractice attorneys take
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Did your desk job lead to the development of a disability that prevents you from working? Computer and IT professionals are forced to sit for great lengths of time. In a profession that essentially requires an employee to sit and face a
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If you are having trouble with CIGNA Insurance our lawyers may be able to help. Have you made an insurance claim with CIGNA, only to have it denied, delayed or underpaid? The lawyers at Donahue & Horrow, L.L.P., have more than 50
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Are You Involved in an Insurance Dispute With MetLife? Metropolitan Life Insurance Company (MetLife for short) was founded in 1868 and has gone on to provide insurance policies to people in the United States and throughout the world. Its insurance products include
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Glaucoma is the second leading cause of blindness in the US (diabetes is the first); but the condition can often be treated with medication and does not always require surgery. Sometimes glaucoma medications fail to control fluid pressure in the eye, or
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Los Angeles Attorneys for Stillbirth and Infant Deaths Caused by Medical Malpractice Don’t take the reassurances of doctors, hospitals, or even insurance companies at face value — if you suspect that the death of your baby was caused by medical malpractice or
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Hospital and emergency room (ER) negligence occurs when a hospital or ER medical staff fails to do what they were supposed to do. Emergency rooms are often busy places with long waits due to waiting rooms filled with sick and injured patients
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Below is a glossary of some of the more commonly used terms contained in, or used to describe insurance policies according to the California insurance department. This glossary is intended to provide general information only and specifically applies to California insurance matters
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Has Your Disability Claim Been Wrongfully Denied? We Can Help. Stockton Disability Insurance Claims Attorney If you have been the victim of a denied disability insurance claim on the basis that you do not meet your insurance company’s definition of disabled, our
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Los Angeles Birth Injury Trial Lawyers Don’t take the reassurances of doctors, hospitals, or even insurance companies at face value — if you suspect that your child suffered a birth injury due to medical malpractice or negligence, it is important to speak
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Los Angeles Birth Injury Medical Malpractice Attorneys Approximately 1 on every 160 births in the United States is a stillbirth. A stillbirth is defined as the loss of a baby’s life after 20 weeks of pregnancy, and most stillbirths occurring prior to
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Trauma-Related Incidents Lead to Complications in 5-20% of Pregnancies: Holding ER Staff Accountable for Birth Injury or Wrongful Death Due To Medical Negligence in Trauma Cases In 2013, Medscape published information presented by Steven D Schwaitzberg, MD, FACS Chief of Surgery, Cambridge
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Los Angeles Disability Insurance Bad Faith Attorneys If your disability insurance claim for Lyme disease was unfairly denied or delayed, our lawyers may be able to help you get benefits you may be entitled to receive. Our firm is skilled at litigating
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Los Angeles Lyme Disease Insurance Bad Faith Attorneys What is Lyme Disease? Lyme disease is tick-borne illness caused by a spirochete (a corkscrew shaped bacteria) called Borrelia burgdorferi. It is transmitted through the bite of the western black-legged tick, which is not
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Southern California Leaders in Law After an injury left a California periodontal surgeon unable to use his dominant hand, he was shocked when his insurance company denied his disability insurance claim. “Even if you make timely payments for years, your insurance company
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If your disability insurance claim was unfairly denied, it is time to talk with an attorney. Financial advisers absorb a great deal of stress and worry from their clients. The very nature of the job and its responsibilities lead to extreme emotional
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Are You Involved in an Insurance Dispute With Aetna? Have you made an insurance claim with Aetna, only to have it denied, delayed or underpaid? At Donahue & Horrow, L.L.P., we have more than 50 years of experience. Our experience can be
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Los Angeles Insurance Disputes and Bad Faith Attorneys Complaints Mount Against the Hartford by Dissatisfied Disability Insurance Policyholders Founded more than 200 years ago, The Hartford is one of America’s largest and longest-running insurance companies. The Hartford offers a wide range of
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What is insurance bad faith? Insurance companies are businesses, and in order to stay in business, many of their decisions must be made to protect their bottom line. When these decisions cost their policy holders money, or claims are unreasonably denied, it
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Irvine Insurance Bad Faith Lawyers For Unreasonable Denial Of Insurance Benefits If you or a loved one received a denial of your benefits claim that you feel was unreasonable, it is possible that the insurance company acted in bad faith. Insurance carriers
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Los Angeles Insurance Bad Faith Attorneys Insurance companies must respect a duty of good faith and fair dealing when working with their policy holders. When an insurer denies a benefits claim unreasonably or without proper cause, it has acted in bad faith.
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Hayward Insurance Bad Faith Lawyers When you submit a claim for insurance benefits, you expect your insurance company to treat you fairly and honor its end of the policy, unfortunately, it is not uncommon for insurance carriers to devalue or deny a
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2009 California Insurance Code – Section 790-790.15 – Article 6.5. Unfair Practices Los Angeles Insurance Bad Faith Attorneys 790. The purpose of this article is to regulate trade practices in the business of insurance in accordance with the intent of Congress as
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Beware Of Exclusions In AD&D Policies AD&D benefits are paid in one, lump-sum payment to beneficiaries if an accidental death occurred. AD&D benefits are separate from life insurance so if a policy holder has both AD&D and life insurance coverage is killed
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Carpal tunnel syndrome (CTS) is a disorder that causes pain and weakness in the hand and wrist. If CTS prohibits you from doing your job, and you have own-occupation disability insurance, you may be entitled to receive disability benefits. Los Angeles Carpal
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A Few Things Insurance Companies Are Not Allowed To Do Delaying the investigation or payment of claims by requiring an insured, claimant, or the physician of either, to submit a preliminary claim report, and then requiring the subsequent submission of formal proof
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Three-Year Look Back and Limitations on Taxable Disability Income The Internal Revenue Services allows tax filers a three year “look back” period on both short-term and long-term disability benefits. This means that after you have paid disability insurance premiums with after tax
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It happens more often than you might think. You purchased an insurance policy, paid your premiums promptly while having the peace of mind that you had the appropriate coverage. Then, when the time came to make a claim, you were denied benefits
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Three Consecutive Years Of Paying Premiums May Entitle You To Some Tax Relief In general, if you purchase your own disability insurance and do not write off the cost of premiums on your tax return, then any benefits you receive from the
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Social Security Disability payments are taxable income. but you still may or may not have to pay taxes on the income. Social Security Disability (SSD) benefits are considered taxable income by both the federal and state governments. Whether or not you will
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Even if your employer gets a tax deduction for disability insurance premiums you are still liable for taxes on disability benefit income? Any benefits paid to you for either a short-term disability or long-term disability is considered taxable income. If your employer
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Your disability income benefits are taxable, but you may be able to deduct the cost of premiums. Please consult with a tax professional for tax advice for your specific situation; however, in general, whether or not you will be required to pay
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Insurance Industry Secrets: Most Disability Claims Are Initially Denied If you have disability insurance coverage and become disabled and are no longer able to work, you might think getting your benefits is as simple as having a doctor verify your disability, filing
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Your Obstetrician Has A Responsibility to Provide A Proper Standard Of Care For You And Your Baby We trust our obstetricians and rely on doctors and medical professionals to provide a certain standard of care to ensure our safety during medical treatment,
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Los Angeles Denied Disability Insurance Claims Attorney If you have disability insurance, and suffer an unexpected accident or illness and could not return to work you might expect all you have to do is have a doctor verify your disability, file a
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Pasadena Disability Insurance Claims Disputes And Denied Disability Claims Appeals Lawyer Insurance companies are businesses and they need to make a profit. Perhaps this is one of the reasons that most disability claims are initially denied. Claimants may assume a denial is
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Birth Injuries and Medical Malpractice Claims Attorneys, Los Angeles Don’t take the reassurances of doctors, hospitals, or even insurance companies at face value — if you suspect that your child suffered a birth injury due to medical malpractice or negligence, it is
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Our Law Firm Handles ERISA and Private Disability Insurance Appeals Whether you have an employer-provided disability insurance policy that is governed by Employee Retirement Income Security Act (ERISA) law or you have a private disability insurance policy, it is very likely that
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If You Are A Victim Of Medical Malpractice You Should Not Feel Bad About Talking To An Attorney Sometimes patients are reluctant to report suspected medical malpractice, or to retain an attorney to represent them in a civil lawsuit. We trust in
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Before they were law partners, Michael and Tom were great friends for almost 15 years. Raised in two separate parts of the country, Michael in New Jersey and Tom in Nebraska, they developed almost identical, deeply embedded worldviews when it comes to
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California Medical Negligence Lawyer What is medical negligence? As patients, we trust our doctors to provide a certain standard of care to treat us for routine illnesses, to provide preventative care, and help us during a serious medical illness or emergency situation.
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What is shoulder dystocia? Baby shoulder dystocia occurs when after the delivery of the head, the shoulder of a newborn gets stuck behind the mother’s pelvic bone. This occurrence requires special attention and care from the doctors and medical care providers, as
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Los Angeles Insurance Bad faith Lawyer For Denied Disability Claims Appeals The summary plan description (SPD) is a document that provides a detailed overview of your disability insurance plan – how it works, what benefits it provides, and how to file a
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Your Insurance Company Is Not Your Legal Advocate, But We Are Insurance companies are businesses — they are not your legal advocates, and in order to make profits and stay in business must make decisions that favor the insurer. Unfortunately, insurance companies
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California Assembly Bill No. 1232 CHAPTER 679 An act to amend Section 4571 of the Welfare and Institutions Code, relating to developmental services. Status: Approved by Governor October 09, 2013. Filed with Secretary of State October 09, 2013. SECTION 1. The Legislature
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October 9, 2013 California Governor Jerry Brown signed AB 1232 into law, enacting new provisions relating to disability rights. The new law strengthens the Lanterman Developmental Disabilities Services Act of 1969, a landmark disabilities law that enforces the rights of the disabled
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If your insurance company has wrongfully denied your disability claim, you may be able to sue them for damages. Hayward Disability Claims Lawyers If you or a loved one has been wrongfully denied disability insurance benefits, it might be possible to challenge
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Disability Claim Denial and Insurance Appeals, Torrance, Los Angeles County In most cases, initial disability claims are denied. More often than not, disabled individuals might struggle through the appeals process before they receive the benefits they may actually be entitled to receive.
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Riverside County Denied Disability Claims and Appeals In most cases, initial disability claims are denied. More often than not, disabled individuals might struggle through the appeals process before they receive the benefits they may actually be entitled to receive. Fortunately, our law
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Being Disabled Does Not Mean You Will Automatically Get Your Disability Benefits Without A Fight San Bernardino Disability Insurance Claims Lawyers You might think that simply being disabled entitles you to disability benefits, but most initial applications for disability insurance claims are
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Anaheim Denied Disability Claims Appeals Attorney If you filed a disability insurance claim, you may have already discovered that most initial claims for disability benefits are automatically denied by the insurer. Unfortunately, all too often disabled individuals must struggle through the appeals
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Bakersfield Disability Insurance Claims Attorneys When you purchase disability insurance, you are purchasing a promise the insurer will pay benefits in the event you become disabled or unable to do your own occupation, or any occupation. These special insurance policies help pay
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Experienced Los Angeles Attorneys For Compassionate And Aggressive Legal Representation In Birth Injury Cases Thomas Donahue has handled cases involving children injured at all stages of the birth process. He understands parents’ concerns for their children. He has also seen the progress
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Disability Benefits Claims Are Often Initially Denied Disability Claims Attorney, Sacramento It is increasingly commonplace for disability benefits applications to be initially be denied. This is due in large part for the economic benefit of the insurance company, but it can also
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Our insurance bad faith lawyers may be able to help. Disability Claims Denied – San Francisco Often, insurance companies will act in their own best interests before considering the needs of their policyholders. In fact, most often, an initial claim for disability
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Call our lawyers for help — your initial consultation is free and you pay nothing unless we recover for you. It is more common to be denied disability benefits than having your initial application approved. If you are denied, though, you still
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Subsection 790.03(h) of the California Insurance Code is called the Insurance Unfair Practices Act. This act defines a number of actions that are considered unfair practices. If an insurer violates these minimum standards of care, a determination could be made regarding bad
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California Insurance Bad Faith Attorneys If you are like most people, you probably have health insurance, as well as disability insurance, and life insurance. You may also have auto insurance and homeowners insurance. One thing is true about all of your insurance
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Insurance Companies Are Businesses Individuals have come to trust insurance companies. This relationship has built up over years and decades. Money is paid each month or each year to protect an insured against disease, property damage or other disasters. Unfortunately, it is
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Fact: Disability Benefits Claims Are Sometimes Wrongfully Denied Oakland Disability Insurance Claims Lawyers It is rare for a disability benefits claim to be approved on the initial application so it is easy to understand why many legitimate claims are wrongfully denied. When
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Oakland Insurance Claims Lawyers Individuals rely on an insurance company to act in good faith when presented with a claim. It is not uncommon, however, for an insurance carrier to delay, devalue or deny a claim without proper consideration and a valid
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Punitive damages serve the function of punishing a person or entity for outrageous behavior or egregious conduct. Under California law, it must be shown that a party has acted with malice, oppression or fraud in order to claim punitive damages. It is
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Different organizations require different types of insurance coverage. Often, when faced with a legal obstacle or financial challenge, small-business owners must turn to an attorney who has experience in a wide variety of industries. At Donahue & Horrow LLP, our lawyers are
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Los Angeles Insurance Bad Faith Attorneys Accidental death and dismemberment (AD&D) is a unique type of insurance. If you have lost a loved one and you are trying to collect on this type of insurance policy, it is important to understand that
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We Understand How The Disability Insurance Appeals Process Works If you are submitting a claim for disability benefits, it is likely that you will be denied. We encourage you to schedule a consultation with an attorney at our office rather than to
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Riverside Denied Disability Claims Lawyers Most disability insurance claims are denied at the initial application stage. This denial, however, does not mean that you do not qualify for benefits. Often, an experienced attorney can guide you through the appeals process and help
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Disability claim denied? We can help you file an appeal. Long Beach Denied Disability Claims Attorneys In this day and age, it is more likely that your initial application for disability benefits will be denied before they are approved. This denial, though,
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Irvine California Denied Disability Insurance Claims Attorneys There is a reason so many disability insurance claims are outright denied — insurance companies are businesses and they must make a profit. Insurers pay on some legitimate claims when they are made, but many
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Los Angeles Insurance Policy Cancellation / Rescission Attorneys If your insurer has acted in bad faith and wrongfully cancelled your insurance policy after you filed a claim for a valid life, homeowners, medical, property, auto, claim, disability, specialty, or any other type
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San Diego Insurance Bad Faith Lawyers Individuals pay insurance premiums with the understanding that the insurance carrier will act in good faith when a benefits claim is applied for. Unfortunately, it is not uncommon for insurance carriers to delay, challenge or deny
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Insurance Companies Must be Honest with Consumers Riverside Insurance Bad Faith Attorneys When presented with a claim for benefits, an insurance company must uphold its duty of good faith and fair dealing. This means that the claim should be given the proper
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Ventura Insurance Bad Faith Attorneys Every insurance policy sold in California carries with it the implied contract of good faith. It is an unwritten promise that the insured will be treated fairly throughout the duration of the contract. This becomes especially important
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Los Angeles Unfair Insurance Company Practices Attorneys & Health Insurance Claims Disputes All cases are taken on a contingency basis, which means you pay nothing and we receive nothing unless you win your case by way of settlement or verdict. Call us
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Los Angeles Insurance Bad Faith Lawyers for Actions Against Prudential Insurance Company Founded in the late 1800s, Prudential Insurance Company of America serves the insurance needs of people around the world. Included among the various insurance products it offers are life insurance,
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Los Angeles Lupus Disability Insurance Bad Faith Attorney Do you suffer from systemic lupus erythematosus, more commonly referred to as simply lupus? If you need assistance making a disability insurance claim, the lawyers of Donahue & Horrow LLP, can help. If you
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Definition of “Disabling Conditions” for Insurance Claims Purposes Clients have frequently asked us for more information on disability policies and the conditions that could qualify a consumer for coverage under a disability policy. When insurance carriers decide to provide disability insurance policies
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Severe Migraine Headache Disability Claims The term migraine is frequently misused. Many people use the term simply to refer to a bad headache, which undermines the severity of true migraines. If you have been diagnosed with migraines, you know just how disabling
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Severe Migraine Headache Disability Claims The term migraine is frequently misused. Many people use the term simply to refer to a bad headache, which undermines the severity of true migraines. If you have been diagnosed with migraines, you know just how disabling
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About Private Disability Insurance for Doctors and Medical Professionals Doctors and medical professionals, particularly those who are self-employed and run their own practices, frequently purchase private disability insurance, referred to as own-occupation disability insurance. If you purchased such a policy, you did
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Los Angeles Disability Insurance Claims Lawyers Having disability insurance is one thing. Having effective disability insurance is something else altogether. What is the difference? The definition of disability. Many people think that there is a universal definition of disability. Unfortunately, when it
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El Segundo Back and Neck Injuries Lawyer Do you suffer from a disabling back or neck injury? Do you need assistance making a disability insurance claim? Have you already made a claim, only to have the insurance company deny it or underpay
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Insurance Claims Disputes Attorneys, Los Angeles At Donahue & Horrow LLP, our lawyers help people in the Los Angeles area and throughout California take advantage of their disability insurance policies when cancer prevents them from working. We handle claims involving all types
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Insurance Claim Disputes Over Disabling Chronic Fatigue Syndrome Chronic fatigue syndrome (CFS) is a unique medical condition, marked by long-term fatigue that is not relieved by rest. The exact cause of this condition has yet to be determined. Matters are made more
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Denied Disability Insurance Claims, Los Angeles ERISA Appeals Lawyer Disability insurance can help protect you, and your family against a sudden loss of income if you are unable to work. Unfortunately, simply having disability insurance is no guarantee that your insurance company
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Depression As a Disability Many people do not understand how serious depression can be. Those who suffer from it know that it can be disabling, making work impossible. If you have been diagnosed with depression or any similar mental health condition, you
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Los Angeles Disability Insurance Attorneys Of the various benefits that employers provide, one that many employees get but never want to use is disability insurance. However, if a situation arises in which a medical condition forces an employee to use the disability
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Explanation of ERISA Insurance Claims and Non-ERISA What Is ERISA? Most group disability insurance policies obtained through employment are governed by the Employees Retirement Income Security Act of 1974 (ERISA). ERISA was put in place to provide employees a minimum standard of
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Insurers Must Have a Valid Basis For Denying Your Claim Every insurance policy sold in California carries with it the implied contract of good faith. It is an unwritten promise that the insured will be treated fairly throughout the duration of the
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Santa Barbara Insurance Bad Faith Attorneys Every insurance policy in California carries with it an implied contract of good faith and fair dealing between the insured and the insurer. When this contract is broken, or the insurance company acts in bad faith,
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