Disability Benefits Claims Are Often Initially Denied
Bakersfield Disability Insurance Claims Attorneys
When you purchase disability insurance, you are purchasing a promise the insurer will pay benefits in the event you become disabled or unable to do your own occupation, or any occupation. These special insurance policies help pay your rent or mortgage, or your grocery bills, clothes and other expenses when you are unable to work. But if your insurer denies your disability claim, you may feel that you have nothing to fall back on.
Insurers often doubt disabilities even when you really are unable to work and routinely deny initial claims that are filed. They may delay your claim, pay you less than you are entitled to, or flat out deny you your benefits.
If your disability insurance claim has been denied, you do have a right to pursue payment from your insurer through an appeal. You may also have a right to pursue an insurance bad faith claim against your insurer if the denial was improper.
ERISA or Private Disability Insurance, Either Way, Our Attorneys Can Help You
We can guide you through the arduous and potentially lengthy process of appealing a denial of benefits. We have assisted clients who have employer-provided disability insurance policies governed by Employee Retirement Income Security Act (ERISA) law in addition to clients who have selected a private disability insurance policy. Through careful and thorough examination, we can advise you regarding the obstacles you might face and what your next steps should be.
It is increasingly commonplace for disability benefits applications to be initially be denied. If your disability claim was denied, it can be a frightening and frustrating experience. You are concerned about paying your bills and avoiding financial devastation. There is hope — our experienced attorneys can carefully examine your situation and provide valuable legal advice regarding your best course of action.
At Donahue & Horrow LLP, our attorneys have more than 50 combined years of experience helping clients through a host of challenging financial situations caused by a disability. We understand the frustration that is inherent when facing mounting medical bills. Our goal is to resolve your matter quickly and efficiently through negotiation with your insurance carrier. If a beneficial settlement cannot be reached through the appeals process, we will represent you in court. Schedule a free consultation with a lawyer at Donahue & Horrow at your earliest convenience.
To Get The Help You Need in Bakersfield, CA Call Our Law Offices Today For Your Free Consultation
All cases are taken on a contingency basis, which means you pay nothing and we receive nothing unless you win your case by way of settlement or verdict. Call us toll free at 877-664-5407 or e-mail us to schedule a free, no-obligation consultation to discuss your case.