Denied Insurance Claims


An insurance agent overcame a wrongfully denied long-term care policy after benefits were suddenly discontinued. Learn more.


A family received a settlement of $1.9M after a devastating water loss to their home.  
Michael B. Horrow represented a family dealing with a catastrophic water loss to their home requiring over $400K in replacement costs and repairs.  The insurance company claimed that the family made misrepresentations during underwriting and wrongfully rescinded the family’s property insurance policy.  Mr. Horrow took on the case, fought and recovered $1.9M. Learn more.


A $1.9 million dollar settlement was reached for a physician who was involved in a bicycle vs. car accident that left her unable to continue working. Learn more.


A woman received $1,875,000 after an insurance company wrongfully denied her claim for Long Term Care benefits.

Michael B. Horrow represented a woman whose LTC policy provided benefits for home health care in the event of requiring hands-on assistance.  When the need arose to utilize the services covered by the policy, she was subjected to a claims process full of suspicion and unsubstantiated conclusions.  After her claim was wrongfully denied, Mr. Horrow filed a lawsuit and recovered $1,875,000.


An Optical Designer received $1,800,000 after an insurance company unreasonably terminated his claim for disability benefits. Learn more.


Individual with Daily Care Needs Awarded $1.7M Settlement in Long Term Care Dispute.
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Fighting on behalf of our client, an anesthesiologist, the Donahue & Horrow, LLP team was able to obtain a seven-figure settlement with a large national insurance company. Learn more.


A physician received a $1.2M dollar settlement when the court ruled that his initial insurance denial was unjust. Learn more.


A dentist receives $1,150,000 after a major insurance company denies his disability claim— he contracted a sudden infection, leaving him unable to use his hand to work.


A lawyer receives $1,100,000 after own-occupation disability insurer wrongfully denies traumatic brain injury as a disability.


A home healthcare worker received $1.1M after his insurance claim was denied under is Long Term Care policies.

Michael B. Horrow represented a home healthcare worker whose declining health forced him to make claims for insurance benefits under long-term care policies he purchased to ensure he would be protected in the event he was someday unable to care for himself.  When his claim for benefits was wrongfully and unfairly denied, Mr. Horrow fought and recovered $1.1M.



A California corporation received $1,100,000 after an insurance company wrongfully denied its claim for benefits.


A periodontal surgeon suffered a severe hand laceration and digital nerve injury to his dominant hand.


A woman received $1,000,000 after an insurance company wrongfully denied coverage for breast cancer testing.


Widow of scuba diving accident victim awarded $785,000 life insurance settlement after wrongful denial. Learn more.

266% Payout

Successfully contested denial of accidental death from bathroom fall resulting in 266% payout on policy.
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Greater Than Contract Value Payout

We were able to quickly secure a settlement for the client for a greater than that stipulated by the policy.
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Long COVID Sufferer Awarded Attorney Fees

A client suffering from long-haul COVID had their long-term disability insurance claim unreasonably denied due to the novel nature of the diagnosis but later received their benefits after taking legal action. Learn more.


Settlement Reached After Denied Disability

Our client was awarded long-term disability benefits after insurance company initially denied. Learn more.

Client Awarded Long-term Disability

Client awarded denied long-term disability. Learn more.

Overturn on Appeal

A pharmaceutical company’s Contract Administrator received long-term disability benefits after appealing the denial decision made by a major insurance company due to contrary opinions from their in-house medical professionals. Learn more.