$1.2 Million Settlement Secured for Physician’s Partial Disability Claim
Donahue & Horrow LLP recently secured a settlement of over $1.2 million dollars for a physician whose claim for partial disability benefits (also known as residual disability benefits) was improperly denied.
Our client was determined to continue working in his beloved profession, despite the fact that a series of accidents left him with near-constant neck and back pain. Indeed, the pain was so bad that throughout the day he needed to constantly ice his neck and back. Even though he continued working, under the terms of his individual disability policy, he was entitled to disability benefits, because he was working fewer hours than before with a corresponding reduction in income.
After the insurance company obtained our client’s medical records, which supported his claim for disability benefits, the insurer required that he appear for a so-called “independent” medical examination with a doctor that they chose and paid for. Not surprisingly, that physician issued a report stating that our client could return to work full-time. However, during litigation, Donahue & Horrow LLP was able to neutralize that paid physician’s opinion through deposition testimony and an updated medical examination. Additionally, Donahue & Horrow LLP was able to demonstrate that the insurance company failed to conduct a financial analysis and comparison of the insured’s pre and post disability earnings. This analysis was absolutely necessary to conduct a proper examination of his claim for residual disability benefits. Donahue & Horrow LLP also secured multiple expert witnesses who confirmed that the insurance company’s decision was not only incorrect but made in bad faith.
Rather than let a judge and jury decide whether the insurer’s claim decision was proper, the insurance company paid our client a large settlement to end the litigation. An outcome seen as a huge win by our client, the physician.
Do you have a private disability insurance claim or are you fighting your insurance company for a wrongful denial of your claim? At Donahue & Horrow LLP we understand how hard and stressful this process can be. We are here to help.
Call our team today at (877) 664-5407 or start your FREE consultation here. Our team of private disability insurance lawyers will fight fervently for you to ensure you get what you deserve.