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Category: FAQs

FAQs, Private Disability Insurance Claims

Carpal Tunnel Syndrome Risks – Private Disability Insurance

December 17, 2018April 23, 2021Donahue & Horrow, LLP

If you are a professional whose job requires daily repetitive fine motor skills to perform your duties it’s important that: you understand carpal tunnel syndrome, the  risk factors that can cause it, and whether your private disability insurance plan will cover you
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FAQs

FAQs About Lyme Disease As A Disability

November 12, 2014March 5, 2020Donahue & Horrow, LLP

Los Angeles Disability Insurance Bad Faith Attorneys If your disability insurance claim for Lyme disease was unfairly denied or delayed, our lawyers may be able to help you get benefits you may be entitled to receive. Our firm is skilled at litigating
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FAQs

FAQs About Lyme Disease in California

November 12, 2014March 5, 2020Donahue & Horrow, LLP

Los Angeles Lyme Disease Insurance Bad Faith Attorneys What is Lyme Disease? Lyme disease is tick-borne illness caused by a spirochete (a corkscrew shaped bacteria) called Borrelia burgdorferi. It is transmitted through the bite of the western black-legged tick, which is not
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FAQs

What is the “Three-Year Look Back” rule and how does it apply to disability insurance benefits?

April 9, 2014March 5, 2020Donahue & Horrow, LLP

Three-Year Look Back and Limitations on Taxable Disability Income The Internal Revenue Services allows tax filers a three year “look back” period on both short-term and long-term disability benefits. This means that after you have paid disability insurance premiums with after tax
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FAQs

Insurance Agent, Broker Fraud And Misrepresentation

March 31, 2014March 5, 2020Donahue & Horrow, LLP

It happens more often than you might think.   You purchased an insurance policy, paid your premiums promptly while having the peace of mind that you had the appropriate coverage. Then, when the time came to make a claim, you were denied
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FAQs

I bought my own disability insurance and deducted premiums from my taxes. Do I have to pay taxes on my disability benefits now?

March 22, 2014March 5, 2020Donahue & Horrow, LLP

Three Consecutive Years Of Paying Premiums May Entitle You To Some Tax Relief In general, if you purchase your own disability insurance and do not write off the cost of premiums on your tax return, then any benefits you receive from the
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FAQs

Do I have to pay taxes on income from Social Security Disability (SSD) payments?

March 9, 2014March 5, 2020Donahue & Horrow, LLP

Social Security Disability payments are taxable income. but you still may or may not have to pay taxes on the income. Social Security Disability (SSD) benefits are considered taxable income by both the federal and state governments. Whether or not you will
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FAQs

My employer pays my insurance premiums for me. Is the income from disability benefits still considered taxable income?

March 7, 2014March 5, 2020Donahue & Horrow, LLP

Even if your employer gets a tax deduction for disability insurance premiums you are still liable for taxes on disability benefit income? Any benefits paid to you for either a short-term disability or long-term disability is considered taxable income. If your employer
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FAQs

Are benefits from short-term and long-term disability payments taxable income?

March 2, 2014April 23, 2021Donahue & Horrow, LLP

Your disability income benefits are taxable, but you may be able to deduct the cost of premiums. Please consult with a tax professional for tax advice for your specific situation; however, in general, whether or not you will be required to pay
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FAQs

What is the Insurance Unfair Practices Act?

August 26, 2012March 5, 2020Donahue & Horrow, LLP

Subsection 790.03(h) of the California Insurance Code is called the Insurance Unfair Practices Act. This act defines a number of actions that are considered unfair practices. If an insurer violates these minimum standards of care, a determination could be made regarding bad
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FAQs

Do I have a claim?

August 26, 2012March 5, 2020Donahue & Horrow, LLP

California Insurance Bad Faith Attorneys If you are like most people, you probably have health insurance, as well as disability insurance, and life insurance. You may also have auto insurance and homeowners insurance. One thing is true about all of your insurance
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FAQs

What Are the Duties of the Insurance Company?

August 26, 2012March 9, 2020Donahue & Horrow, LLP

Insurance Companies Are Businesses Individuals have come to trust insurance companies. This relationship has built up over years and decades. Money is paid each month or each year to protect an insured against disease, property damage or other disasters. Unfortunately, it is
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FAQs

What are punitive damages?

August 26, 2012March 9, 2020Donahue & Horrow, LLP

Punitive damages serve the function of punishing a person or entity for outrageous behavior or egregious conduct. Under California law, it must be shown that a party has acted with malice, oppression or fraud in order to claim punitive damages. It is
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There is no substitute for experience. Whether you have a medical claim, birth injury, brain injury, or wrongful death case we are uniquely qualified to assist you. Or, if you are dealing with an insurance denial or a bad faith disability claim, we have what it takes to successfully pursue your claim and get what you and your family deserve.

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