In the event your employer provides disability insurance coverage as a benefit of your employment (unless you worked for the government or a church-based organization) you will most likely be subject to ERISA, the Employee Retirement Income Security Act of 1974. As
Read More
In years past, when an insurance company decided that a disability insurance, life insurance or long-term care claim was not payable, the insurer would send a letter explaining its decision, and then leave it at that. Companies such as Unum Life Insurance
Read More
When a disability insurer failed to fully approve our client’s claim and pay her the total insurance benefit she was owed, Michael Horrow and the team at Donahue & Horrow LLP were able to quickly resolve the dispute. Our client will receive
Read More
The COVID-19 pandemic upended every aspect of society. The disability insurance industry is no different. One of the biggest changes confronting the industry is the disability claims arising as a result of long-haul COVID symptoms. While the majority of people who contract
Read More
The COVID-19 pandemic upended the entire world. A large part of that disruption was the shift toward working from home instead of going to places of business. Of course, not every person’s job allowed them to work from home. That shift affected
Read More
We are delighted and proud to share that we recently obtained a settlement for our client valued at more than double the full value of their disability contract in issue. Led by Michael Horrow, the team of specialized insurance lawyers at Donahue
Read More
When Donahue & Horrow LLP takes your case, rest assured we will do what it takes to get you the insurance benefits you are owed. We will advocate on your behalf all the way to trial throughout California. Recently, we did just
Read More
An Oakland-based Family Practice doctor was denied the long-term disability benefits that were promised through an ERISA plan issued by her employer and insured by Unum Life Insurance Company of America. However, she acted quickly and brought in the experienced team of
Read More
Long-term disability insurance claims are complicated. If you are trying to navigate your insurance claim or your claim has already been denied, we are here to help. Below, we have answered some of the questions that you may be seeking answers to.
Read More
For decades, customers who have faithfully paid their premiums on their Minnesota Life Insurance policies expect the insurance company to fulfill its obligations when their lives are changed due to unexpected events. Unfortunately, the company has often taken advantage of this trust
Read More
The insurance industry is perhaps the most confusing market to follow. Policyholders have to wrap their heads around their individual policies and the types of insurance they need to protect themselves and their loved ones. Additionally, often larger insurance companies, continue to
Read More
For policyholders of Reliance Standard Life Insurance Company, also known as Reliance Standard, insurance claim denials are far too common. By its very nature, the insurance industry is a complicated market that causes anxiety and hardships for many hardworking people when their
Read More
If you have had a Trustmark insurance claim denied you are not alone. Trustmark may be trusted by millions of members and plan participants each year, but many insurance policyholders have told a different story about the insurance company over the years.
Read More
Have you suffered and Monarch Life insurance claim denial? Although Monarch Life Insurance Company stopped selling disability insurance in the early 1990s, that does not mean you will no longer receive payment for a policy you previously purchased. If your Monarch Life
Read More
Every day, millions of customers put their faith in Guardian Life for their life, disability, and health insurance. Unfortunately, Guardian Life does not always come through when policyholders need it most. If Guardian Life delayed, undervalued, or denied your insurance claim, Donahue
Read More
Millions of people place their trust in Colonial Life every day for their life, disability, and accident insurance. When they experience unexpected life events they turn to Colonial Life to deliver on the insurance benefits they paid for. Unfortunately, the company has
Read More
The Principal Financial Group has been a fixture in the insurance market for decades. Unfortunately for policyholders, the company hasn’t always treated customers with the dignity and respect they deserve when the unexpected happens. If the Principal Financial Group (Principal) has denied
Read More
Every day, millions of people rely on Northwestern Mutual for their brokerage, financial advisory, life and disability insurance needs. However, much like other large insurance companies, the organization continues to value its profits over policyholders. If Northwestern Mutual undervalued, delayed payment, or
Read More
Massachusetts Mutual Life Insurance Company (MassMutual) has a long history of selling insurance policies to members. Unfortunately, these same members, also known as policyholders, cannot always count on the organization to do the right thing in their time of need. If MassMutual
Read More
Every day, people put their faith in Liberty Mutual Insurance to protect their livelihood in the event of a life-changing event. When the time comes to submit an insurance claim, however, Liberty Mutual has shown an unwillingness to always pay out these
Read More
When an unexpected life-changing event occurs, people expect their insurance providers to be there for them. Unfortunately for Great-West Life customers, their needs have long gone unmet. If your Great-West Life insurance claim was delayed, undervalued, underpaid, or outright denied, the legal
Read More
Insurance companies like Dearborn National are notorious for delaying, undervaluing, and denying legitimate insurance claims. If you find you can’t trust Dearborn National to honor the terms of your insurance policy, you can trust Donahue & Horrow to fight for you. We’re
Read More
New York Life Insurance Company’s history can be traced back 175 years, and during that time, the company has developed a track record of fighting policyholders over their legitimate insurance claims. If you’re one of many policyholders dealing with the headache and
Read More
Transamerica has been operating for more than 100 years, and every year customers have had to deal with the company undervaluing, delaying, or denying their insurance claims. If Transamerica acted in bad faith when handling your insurance policy and insurance claim, call
Read More
Have you suffered a Provident Disability insurance claim denial? The insurance industry is a complicated market that is further clouded by constant mergers and acquisitions. Everyday policyholders are often caught in the middle of these complex transactions and their longstanding insurance claims
Read More
If Berkshire denied your insurance claim, you have an ally to help you fight back. Call Donahue & Horrow. We’re a Los Angeles-based law firm that has successfully secured millions of dollars for our clients in denied disability claims. Have no doubt.
Read More
Are you suffering from an AXA Equitable Life Insurance disability claim denial? If AXA Equitable Life denied your insurance claim, you may feel overwhelmed at the thought of fighting a giant insurance company on your own. However, you are not alone. You
Read More
If Assurant denied your insurance claim, you have an ally to help you fight back. Call Donahue & Horrow. We’re a Los Angeles-based law firm that has successfully secured millions of dollars for our clients in denied disability claims. Have no doubt.
Read More
If American United denied your insurance claim, the thought of fighting such a large insurance company can be overwhelming. Luckily, you do not have to do it alone. You have an ally to help you fight for the insurance benefits you deserve.
Read More
If AIG denied your insurance claim, you will need an ally to help you fight back. Call Donahue & Horrow. We’re a Los Angeles-based law firm whose attorneys have decades of experience fighting insurance companies and who have successfully secured millions of
Read More
If Mutual of Omaha denied your insurance claim, you have an ally to help you fight back. Call Donahue & Horrow. We’re a Los Angeles-based law firm that has successfully secured millions of dollars for our clients in denied disability and other
Read More
Each day, people put their faith in insurance companies such as Cigna assuming that when they purchase health, group disability, dental, medicare, AD&D and other supplemental insurance plans, these businesses will honor their obligations when an insurance claim is submitted. Unfortunately, Cigna
Read More
If Unum Group has denied your insurance claim, Donahue & Horrow is ready to fight for you. We’re a Los Angeles-based law firm that has won against Unum Group, an organization that is notorious for treating policyholders unfairly by denying their long-term
Read More
If Prudential Financial denied your insurance claim, you have an ally to help you fight back. Call Donahue & Horrow. We’re a Los Angeles-based law firm that has successfully secured millions of dollars for our clients in denied disability claims. Have no
Read More
Have you suffered an Aetna Disability Claim Denial? If Aetna denied your valid insurance claim, don’t hesitate to contact Donahue & Horrow. We are a Los Angeles-based law firm that has successfully secured millions of dollars for our clients in denied disability
Read More
Every day, people purchase disability insurance, life insurance, health insurance and long-term care insurance from Metropolitan Life Insurance Company (MetLife), assuming that when they submit a claim, the insurance company will honor their promise and pay all benefit due. Unfortunately, MetLife has
Read More
If The Hartford Insurance company denied your insurance claim, you have an ally to help you fight back. Call Donahue & Horrow. We’re a Los Angeles-based law firm that has successfully secured millions of dollars for our clients in denied disability claims.
Read More
Long-Term Disability Insurance Essential Guide – What You Need to Know & What You Need to Do When Your Claim Gets Denied Introduction Long-term disability insurance policies are typically taken out by high-income professionals and are designed to cover lost wages in
Read More