Insurance

Every day, millions of people rely on Northwestern Mutual for their brokerage, financial advisory, life and disability insurance needs. However, much like other large insurance companies, the organization continues to value its profits over policyholders. If Northwestern Mutual undervalued, delayed payment, or even denied your disability insurance claim outright, you do not have to fight alone. 

Call Donahue & Horrow, LLP today to fight back against Northwestern Mutual, a company that has done all it can to avoid paying out claims to policyholders like yourself. Based in Los Angeles, we litigate cases throughout California and have fought for and secured millions of dollars on behalf of our clients against large insurance companies like Northwestern Mutual. Our legal team will treat you with the dignity and respect you deserve as we right this wrong. 

Call us today, for a FREE consultation, if you think that you’ve been treated unfairly or unethically by Northwestern Mutual: (877) 664-5407.

 

Northwestern Mutual Tactics to Deny Disability Insurance Claims

Northwestern Mutual hasn’t ascended to one of the largest companies in the world by accident. The business has benefitted from a similar strategy other major insurance providers employ, by making it difficult for policyholders to receive payments for their claims. Some particularly popular tactics include:

• Falsely claiming there is not enough medical evidence to support your claim;
• Reviewing your social media posts and taking what they find out of context to use against you; and
• Misrepresenting your actual job duties. 

 

It may seem like taking Northwestern Mutual head-on is a losing battle, but with the legal team of Donahue & Horrow, LLP on your side, that is not the case. Our team looks for clear signs that the company may be intentionally denying your insurance claim. Northwestern Mutual and other insurance companies often try to “wear down” policyholders like you in the hopes that you will give up rather than fight for your benefits by:

• Stalling by continuously requesting more records to support your claim, even if you have already provided them with access to all of your medical records;
• Downplaying medical evidence – including objective and subjective data – which supports the disability or entitlement to insurance benefits
• Attempting to rescind your policy because the insurance agent did not include information that you told him or her in the application process;
• Hiring so-called “independent” outside physicians to review your medical records, with the expectation that those doctors will also produce reports that will support a denial; or
• Conducting surveillance in an attempt to “catch you” acting in a manner inconsistent with your claimed restrictions and limitations.

 

Real Examples of Northwestern Mutual Denying Disability Claims 

Northwestern Mutual has been involved in several lawsuits over the years that have garnered significant publicity. In 2017, a Federal District Court overturned Northwestern Mutual’s denial of disability insurance benefits to a lawyer who suffered from congestive heart failure that required multiple surgeries. After the attorney attempted to return to work in a limited capacity, the stress of the work involved caused anxiety and chest discomfort. Northwestern Mutual asserted that the plaintiff, who filed an Employee Retirement Income Security Act (ERISA) appeal, was not actually disabled, an assertion that would later be overturned by the court. 

A Tennessee physician held three private disability insurance policies from Northwestern Mutual, and in 2018, suffered a mental breakdown caused by severe anxiety. His condition was so serious that he submitted his medical license to stop practicing medicine. Even after he stopped practicing medicine and submitted the appropriate disability insurance claims, Northwestern Mutual denied all three policies. 

 

About Northwestern Mutual – A Company Continuing to Set Records

Northwestern Mutual is the marketing name of The Northwestern Mutual Life Insurance Company, an organization with various subsidiaries that provide annuities, long-term care benefits, life insurance, and disability insurance to both families and businesses alike. Northwestern Mutual’s customer base includes 4.6 million people who rely on its different services.

After record-setting years for both revenue and total assets under management, Northwestern Mutual has more than enough money to pay your insurance claim. But, that’s far too easy of an ask for the company, which continues to fight hardworking policyholders tooth and nail by denying their legitimate insurance claims after they suffer life-altering events. 

Fortunately, the Donahue & Horrow legal team is just one call away to discuss your case against Northwestern Mutual. Our attorneys have more than 80 years of combined experience and have secured millions of dollars worth of settlements for our clients against Northwestern Mutual and other insurance organizations.

If you suspect that Northwestern Mutual has been intentionally delaying or denying your long-term or short-term disability insurance claim, call the Donahue & Horrow today: (877) 664-5407. Our legal team is readily available to discuss your claim during your time of need.

 

Insurance Claims are Time-Sensitive – Don’t Wait!

If you are dealing with a denied insurance claim from Northwestern Mutual, we urge you to take action and seek help immediately. All insurance claims have deadlines that must be met if you are to have any hope of collecting the insurance benefits you are owed, especially if your claim is governed by the complicated Federal law known as ERISA. Call the Donahue & Horrow, LLP legal team today at (877) 664-5407. 

Time is of the essence when insurance claims are involved and policies are written by legal teams, requiring other attorneys to decipher them. The team at Donahue & Horrow will work with you to analyze the Northwestern Mutual policy you purchased and develop a plan to help you get what you rightfully deserve. Call today for a free consultation: (877) 664-5407.