First, Fibromyalgia and Chronic Fatigue Syndrome are Genuine Medical Conditions — Not Imaginary Fibromyalgia and chronic fatigue syndrome are two frequently misunderstood medical conditions. According to the National Institutes of Health many people often think these serious conditions are “fad-like” and symptoms exist only within a person’s mind. The truth is that these diseases have […]
Have you been diagnosed with fibromyalgia? Are you looking for help making a disability insurance claim? Perhaps you have already made a claim and your insurance company has denied it, despite the fact that it is a legitimate claim and you have diligently paid your premiums. Maybe your insurance company has underpaid your disability claim, […]
Fibromyalgia can cause intense, unrelenting pain, as well as migraine headaches, irritable bowel syndrome. and even temporomandibular joint (TMJ) and muscle problems. Dealing with pain can be difficult enough, but when coupled with extreme fatigue and memory problems, it is easy to see why fibromyalgia can become a disabling condition.
Many insurance carriers, as well as government disability programs, used to treat fibromyalgia claims with great skepticism, and unless it was diagnosed with another disabling condition, more often than not was seen as a nondisabling condition. However, in July of 2012 that changed when the Social Security Administration issued a new ruling that clarified when fibromyalgia is considered a disability. Read the ruling in, “How And When Fibromyalgia Is Determined To Be A Disability By The SSA.”
SSR 12-2p: Titles II and XVI: Evaluation of Fibromyalgia – How and when the Social Security Administrations classifies fibromyalgia (FM) as a disability; diagnosis, documentation, other requirements.
We are thrilled to announce that once again, we have secured a settlement over and above the full value of the contract for our Monterey County-based client whose claim for long-term disability insurance benefits was improperly and unfairly denied. Moreover, Donahue & Horrow LLP was able to convince the insurance company to pay the favorable […]
When an individual purchases a private long term disability policy, it is not a perk, but rather a necessity to cover potential lost wages. Because we pay on our disability insurance policies, we plan for the future expecting to have those funds in case of a catastrophic event. Unfortunately, insurance companies routinely deny claims and leave families without the benefits they deserve. Our California team of long term disability insurance lawyers will relentlessly work on your behalf to reinstate your benefits.
Disabilities that may be covered by your disability insurance policy include (but are not limited to): Asthma Chronic Fatigue Syndrome Disability Claims Due to Necessary Medications Back and Neck Injuries Blindness Cancer Victims Carpal Tunnel Syndrome Deafness Depression Diabetes Epilepsy Fibromyalgia Heart Problems Intellectual / Cognitive Disabilities Chronic Lyme Disease Lupus Mental Health Issues Migraine […]
It is possible that your disability claim was denied due to the insurance company acting to simply protect its bottom line. In these situations, an unreasonable denial can be considered insurance bad faith. There are many valid reasons for an insurance company to deny a disability claim for benefits, but insurance companies can and do […]
Don’t wonder why your disability insurance claim was denied, call our law firm instead. Our attorneys can assist you in making a disability claim or appealing a denied benefits claim. We offer a free consultation and you do not need to come to our law offices in order for us to help you file or […]
Think You Have To Just Accept Your Disability Insurance Company’s Benefits Denial As The Last Word? Think again. Most disability insurance carriers routinely deny initial claims for disability benefits. They may delay processing your claim or send you to one of their “approved” doctors for an assessment — a doctor who might say that you […]
Palmdale Denied Disability Claims and Appeals Lawyer In most cases, initial disability claims are denied. More often than not, disabled individuals might struggle through the appeals process before they receive the benefits they may actually be entitled to receive. Fortunately, our law firm has the necessary expertise to guide you through the process of filing […]
Legitimate Denial Or Wrongfully Denied Insurance Claim? It Makes A Difference. There are many legitimate reasons for an insurance company to deny a claim for benefits. Often, the denial is based on an honest mistake or misinterpretation of data. If, through our investigation, it is determined that the insurance carrier acted in bad faith — […]
Has Your Disability Claim Been Wrongfully Denied? We Can Help. Stockton Disability Insurance Claims Attorney If you have been the victim of a denied disability insurance claim on the basis that you do not meet your insurance company’s definition of disabled, our attorneys can help. Our law firm features former insurance defense attorneys and we […]
A Few Things Insurance Companies Are Not Allowed To Do Delaying the investigation or payment of claims by requiring an insured, claimant, or the physician of either, to submit a preliminary claim report, and then requiring the subsequent submission of formal proof of loss forms, both of which submissions contain substantially the same information is […]
Pasadena Disability Insurance Claims Disputes And Denied Disability Claims Appeals Lawyer Insurance companies are businesses and they need to make a profit. Perhaps this is one of the reasons that most disability claims are initially denied. Claimants may assume a denial is final and not worth appealing, or not want to go through the appeals […]
If your insurance company has wrongfully denied your disability claim, you may be able to sue them for damages. Hayward Disability Claims Lawyers If you or a loved one has been wrongfully denied disability insurance benefits, it might be possible to challenge and reverse this decision through the appeals process. A successful appeal can result […]
Disability Claim Denial and Insurance Appeals, Torrance, Los Angeles County In most cases, initial disability claims are denied. More often than not, disabled individuals might struggle through the appeals process before they receive the benefits they may actually be entitled to receive. Fortunately, our law firm has the necessary expertise to guide you through the […]
Riverside County Denied Disability Claims and Appeals In most cases, initial disability claims are denied. More often than not, disabled individuals might struggle through the appeals process before they receive the benefits they may actually be entitled to receive. Fortunately, our law firm has the necessary expertise to guide you through the process of filing […]
If your disability insurance claim has been denied, you do have a right to pursue payment from your insurer. You may also have a right to pursue an insurance bad faith claim against your insurer if the denial was improper.
Our insurance bad faith lawyers may be able to help. Disability Claims Denied – San Francisco Often, insurance companies will act in their own best interests before considering the needs of their policyholders. In fact, most often, an initial claim for disability benefits will be denied. Individuals must then struggle through a potentially lengthy and […]
Call our lawyers for help — your initial consultation is free and you pay nothing unless we recover for you. It is more common to be denied disability benefits than having your initial application approved. If you are denied, though, you still can appeal the decision and fight for the compensation you are owed. Contact […]
We Understand How The Disability Insurance Appeals Process Works If you are submitting a claim for disability benefits, it is likely that you will be denied. We encourage you to schedule a consultation with an attorney at our office rather than to simply take your insurance carrier’s denial as final. The experienced San Diego denied […]
Disability claim denied? We can help you file an appeal. Long Beach Denied Disability Claims Attorneys In this day and age, it is more likely that your initial application for disability benefits will be denied before they are approved. This denial, though, should not be taken as a final decision. There is an entire process […]
Definition of “Disabling Conditions” for Insurance Claims Purposes Clients have frequently asked us for more information on disability policies and the conditions that could qualify a consumer for coverage under a disability policy. When insurance carriers decide to provide disability insurance policies to California consumers, the insurers must follow California law and regulations. California law […]
Denied Disability Insurance Claims, Los Angeles ERISA Appeals Lawyer Disability insurance can help protect you, and your family against a sudden loss of income if you are unable to work. Unfortunately, simply having disability insurance is no guarantee that your insurance company will honor the terms of your policy when you file a claim. In […]