When an insurance bill for medical services comes in the mail, many people open the envelope with a feeling of dread, not knowing what percentage of their recent medical treatment will be covered by health insurance and how much they will owe
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When a client with serious knee surgery complications was denied a long-term disability claim from one of the nation’s largest insurance companies, Michael Horrow and the team at Donahue & Horrow LLP were able to secure a very favorable settlement to help
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Over the past two years, the COVID-19 pandemic has altered nearly everyone’s life. In addition to the complete disruption of day-to-day normalcy, those who contracted COVID not only had to deal with the fear of death, but also the possibility of the
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When you submit a claim for disability insurance benefits, you expect that the insurance company will quickly approve your claim. Why wouldn’t they provide the disability benefits you diligently paid for? You are unable to work due to an injury or sickness
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A shoe salesman for major, high-end department stores received a six-figure settlement from a large disability insurance company with the help of Michael Horrow and the team at Donahue & Horrow LLP. In February 2017, our client was in a motor vehicle
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Employers often provide disability insurance to their employees as a benefit, with the promise that if the person is unable to work due to injury or illness, the disability benefits will replace their lost income. Unfortunately, in practice, disability insurance companies often
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Disability Benefits Claims Are Often Initially Denied When you purchase disability insurance, you are purchasing a promise the insurer will pay benefits in the event you become disabled or unable to do your own occupation, or any occupation. These special insurance policies
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When former employees believe they are being denied or not receiving the full amount of ERISA-protected benefits, they must challenge the insurers’ final denial of their claim within a certain period of time. California’s 9th Circuit Court of Appeals recently determined the statute of limitations for filing an ERISA lawsuit – or how long former employees have to file a lawsuit challenging the denial of benefits – for the denial of an ERISA-protected benefits claim is four years.