Own-Occupation Disability Insurance Claims

El Segundo Lawyers Fighting to Enforce Clients’ Rights After Private Disability Insurance Claim Denials

Michael B. Horrow represented an Optical Designer who became totally disabled due to degenerative disease in his back and hips. He had purchased private disability insurance for financial protection if he ever became physically unable to practice his occupation. Due to the severe pain caused by his conditions, he was unable to continue working in his occupation. Read more: $1.8 M For Unreasonable Termination Of Disability BenefitsMany high-income professionals decide to purchase private disability insurance for their own specific occupation. The goal is to protect themselves in the event they become disabled and are not able to work in their current occupations.

These professionals, such as doctors, dentists, and lawyers, pay a high premium for the peace of mind and protection of this insurance. Insurance coverage is supposed to be there for them, however, if they become disabled. Despite this fact, insurance companies often unreasonably refuse to pay out on the policies. That is where the attorneys at Donahue & Horrow can come in to help injured professionals hold their insurers accountable.


Private Disability Insurance Claims Are Often Denied

Those who buy private disability insurance pay substantial premiums to prevent the drastic consequences to their families and lifestyles if they become unable to perform the requirements of their own occupation. But for these high earners, the price may be worth it because of the need to replace large incomes in the event of a disability.

Professionals who purchase this type of insurance can include:


If your private disability insurance claim was denied, or delayed, our lawyers may be able to help you get your benefits paid.

When insurers unreasonably refuse to honor their side of the insurance contract, those denied coverage still have options. Our firm is skilled at litigating these cases and helping clients pursue the money they have coming to them under the policy.

Contact us today to discuss your specific case. We serve clients in the Los Angeles area and throughout Southern and Northern California.

In case after case going toe-to-toe with some of the largest disability insurers in the nation, including UNUM, Cigna, Hartford, MetLife and many others, Donahue & Horrow, LLP has established itself as the “go to” firm for own-occupation disability insurance issues and recovered tens of millions of dollars for its clients. Forbes, September 8, 2014