Disability Insurance Companies Are Not On Your Side

Modesto Disability Insurance Claims Lawyers

Insurance companies are businesses — they are not your legal advocates, and in order to make profits and stay in business must make decisions that favor the insurer. Unfortunately, insurance companies seem willing to bend their own rules and even sometimes break the law in order to cheat policy holders. They use a variety of tactics to deny, delay, underpay claims and will sometimes look for ways to retroactively cancel (rescind) insurance policies when claims are filed.

At Donahue & Horrow, we will tell you the truth about your claim, your case, and if the insurance company acted in bad faith. Our only business is to serve your best interest — not the interests of your insurance company.

Our Attorneys Can Make It Clear When Your Medical Condition Is a Disability

The main basis for denying disability benefits is that the insurer does not believe you are disabled, or, that your claim did not demonstrate sufficiently that you are entitled to receive benefits. Any claim that is wrongfully delayed or denied hurts you financially.

The insurer may require a certain period of time before you can submit a claim, which may already be costing you income while you are unable to work. If the insurer intentionally delays processing your claim, you can lose more time and income waiting for a decision. Then, if your claim is eventually denied, you have to either accept the decision or file an appeal, which can also take time to be processed.

We are happy to review your claim before you send it. We do not charge you for this service.

Our attorneys realize that you are participating in a process that has never been properly explained to you and we will teach you the rules and explain your legal rights under the policy and can efficiently address any claim denial or bad faith insurance practices.

At Donahue & Horrow, L.L.P., our lawyers can assist in making a claim. As part of this service, we will educate you about the definition of disability on your insurance policy. We will strive to make certain that your medical documentation makes it clear that your condition meets the insurance company’s definition of a disability. Making certain that everything is presented correctly to the insurance company can prevent hurdles further down the line.

Has Your Disability Insurance Benefits Claim Been Denied? Our Stanislaus County Disability Insurance Lawyers Can Help.

If you have been the victim of a denied disability insurance claim on the basis that you do not meet your insurance company’s definition of disabled, our attorneys can help. Our law firm features former insurance defense attorneys and we understand the loopholes they will try to use to avoid having to pay your claim, and all of the other underhanded tactics they may employ. We know how to overcome their tactics and present a compelling case that you are disabled and your claim needs to be accepted. We are insurance litigators, willing to get aggressive when necessary in order to accomplish this goal.

At the Los Angeles area law firm of Donahue & Horrow, L.L.P., you will find an attorney with substantial experience in disability insurance matters. We can help you with any California disability claim or insurance appeal.

Contact Donahue & Horrow, L.L.P., for questions about disabling conditions, a “change in definition,” advice on making a claim, or help in dealing with insurance bad faith practices or claim denial.

There is no obligation, you do not need to come to us, and your consultation with an experienced lawyer will be free of charge.

More Information