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  • ABOUT US
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      • Long-Term Disability Insurance – Essential Guide
      • Long-Term Care Insurance – Essential Guide
      • Help Center – FAQs & Guides
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      • Expect Insurance Claim Delays and Denials as a Result of Covid-19
      • COVID-19 “Long Haulers” Insurance Denials
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Category: Insurance Bad Faith

ERISA, Insurance Bad Faith

Let Donahue & Horrow LLP Help You Appeal the Insurance Company’s Wrongful Claim Denial Decision

August 11, 2022January 7, 2025dh-editor

When you submit a claim for disability insurance benefits, you expect that the insurance company will quickly approve your claim.  Why wouldn’t they provide the disability benefits you diligently paid for?  You are unable to work due to an injury or sickness
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Case Result, Insurance, Insurance Bad Faith

Client Receives More Than Double the Final Value of Their Disability Insurance Policy Following Denial

June 24, 2021January 7, 2025dh-editor

We are delighted and proud to share that we recently obtained a settlement for our client valued at more than double the full value of their disability contract in issue. Led by Michael Horrow, the team of specialized insurance lawyers at Donahue
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Insurance Bad Faith

Link Between COVID and Increase in Insurance Denials

April 7, 2021January 7, 2025dh-editor

Individuals purchase disability insurance, with the protection for peace of mind and sanity.  They hope that they will never have to use it.  Unfortunately, every day, hundreds of individuals find themselves unable to work due to an illness, sickness, or accident and
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Insurance, Insurance Bad Faith

Long-Term Disability Insurance Essential Guide

July 21, 2019January 7, 2025Donahue & Horrow, LLP

Long-Term Disability Insurance Essential Guide – What You Need to Know & What You Need to Do When Your Claim Gets Denied Introduction Long-term disability insurance policies are typically taken out by high-income professionals and are designed to cover lost wages in
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Insurance Bad Faith

Long-Term Care Insurance Essential Guide

May 17, 2019January 7, 2025Donahue & Horrow, LLP

Introduction Welcome to our Long-Term Care Insurance essential guide, prepared to give you all important information about Long-Term Care insurance and common practices used by insurance companies to deny those claims. Do you have a long-term care insurance policy? What would happen
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Insurance Bad Faith, Private Disability Insurance Claims

How Can I Fight a Private Disability Insurance Claim Denial in California?

January 3, 2019January 7, 2025Donahue & Horrow, LLP

Do you know what to do if your private disability claim has been denied? How can you fight a California private disability insurance claim denial?  Are there differences in California that you should be aware of? Facing a disability can be an
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Insurance Bad Faith

Insurance Agent Misrepresentation

August 15, 2018January 7, 2025Donahue & Horrow, LLP

Los Angeles County Insurance Fraud Attorneys Serving All of California We take all cases involving insurance fraud and broker / agent misrepresentation on a contingency fee basis, which means you pay nothing and we receive nothing unless you win your case by
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Insurance Bad Faith

Winning a Bad Faith Insurance Case

August 13, 2018January 7, 2025Donahue & Horrow, LLP

Unfair Disability Insurance Law Firm in California When you are facing a disability, a disability insurance policy can take a huge weight off your shoulders. It can help you manage the financial burden of being unable to work so that you and
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Insurance Bad Faith

Lengthy Delays And Wrongfully Denied Claims Are Just Two Examples Of Insurance Bad Faith

June 30, 2017January 7, 2025Donahue & Horrow, LLP

Los Angeles Insurance Bad Faith Attorneys You paid your premiums, you thought you understood the terms of your coverage, but when you went to file a claim, your insurance company denied the claim, or refused to pay the benefits you believe you
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Insurance Bad Faith

Duty Of Good Faith Required of Insurance Companies

August 26, 2016January 7, 2025Donahue & Horrow, LLP

Sacramento California Insurance Bad Faith Attorneys There are several actions, or duties, that an insurer must follow to uphold the duty of good faith, including to: Promptly settle claims where liability has become reasonably clear; Refrain from making “low-ball” settlement offers; Reserve
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Insurance Bad Faith

We Buy Insurance For Peace Of Mind, So What Should You Do When The Insurance Company Won’t Pay?

February 25, 2016January 7, 2025Donahue & Horrow, LLP

From Los Angeles law offices our attorneys offer statewide legal representation for victims of insurance bad faith including Southern California, San Francisco, the Bay Area, and all of Northern California. Holding Insurers Accountable For Their Actions An insurance company must uphold its
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Insurance Bad Faith

Insurance Claims Denied Without Good Reason Could Be Insurance Bad Faith

May 30, 2014January 7, 2025Donahue & Horrow, LLP

What is insurance bad faith? Insurance companies are businesses, and in order to stay in business, many of their decisions must be made to protect their bottom line. When these decisions cost their policy holders money, or claims are unreasonably denied, it
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Insurance Bad Faith

Unfair Claims Settlement Practices Insurance Companies Are Not Allowed To Engage In

May 30, 2014January 7, 2025Donahue & Horrow, LLP

Irvine Insurance Bad Faith Lawyers For Unreasonable Denial Of Insurance Benefits If you or a loved one received a denial of your benefits claim that you feel was unreasonable, it is possible that the insurance company acted in bad faith. Insurance carriers
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Insurance Bad Faith

Insurance Companies Have A Duty of Good Faith and Fair Dealing When Denying Claims

May 30, 2014January 7, 2025Donahue & Horrow, LLP

Los Angeles Insurance Bad Faith Attorneys Insurance companies must respect a duty of good faith and fair dealing when working with their policy holders. When an insurer denies a benefits claim unreasonably or without proper cause, it has acted in bad faith.
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Insurance Bad Faith

Claim Editing: One Reason Why Insurance Company Disputes Are All Too Common

May 30, 2014January 7, 2025Donahue & Horrow, LLP

Hayward Insurance Bad Faith Lawyers When you submit a claim for insurance benefits, you expect your insurance company to treat you fairly and honor its end of the policy, unfortunately, it is not uncommon for insurance carriers to devalue or deny a
Read More

Insurance Bad Faith

Getting Denied AD&D Insurance Claim Decisions Reversed

May 26, 2014January 7, 2025Donahue & Horrow, LLP

Beware Of Exclusions In AD&D Policies AD&D benefits are paid in one, lump-sum payment to beneficiaries if an accidental death occurred. AD&D benefits are separate from life insurance so if a policy holder has both AD&D and life insurance coverage is killed
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Insurance Bad Faith, Private Disability Insurance Claims

Two Reasons Insurance Companies Deny Disability Claims That Have Nothing To Do With Your Claim

January 31, 2014January 7, 2025Donahue & Horrow, LLP

Insurance Industry Secrets: Most Disability Claims Are Initially Denied If you have disability insurance coverage and become disabled and are no longer able to work, you might think getting your benefits is as simple as having a doctor verify your disability, filing
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Insurance Bad Faith

Do you have a claim dispute with your insurance company?

August 26, 2012January 7, 2025Donahue & Horrow, LLP

Oakland Insurance Claims Lawyers Individuals rely on an insurance company to act in good faith when presented with a claim. It is not uncommon, however, for an insurance carrier to delay, devalue or deny a claim without proper consideration and a valid
Read More

Insurance Bad Faith

Accidental Death and Dismemberment Insurance Claims

August 26, 2012January 7, 2025Donahue & Horrow, LLP

Los Angeles Insurance Bad Faith Attorneys Accidental death and dismemberment (AD&D) is a unique type of insurance. If you have lost a loved one and you are trying to collect on this type of insurance policy, it is important to understand that
Read More

Insurance Bad Faith

Insurance Policy Rescission

August 25, 2012January 7, 2025Donahue & Horrow, LLP

Los Angeles Insurance Policy Cancellation / Rescission Attorneys If your insurer has acted in bad faith and wrongfully cancelled your insurance policy after you filed a claim for a valid life, homeowners, medical, property, auto, claim, disability, specialty, or any other type
Read More

Insurance Bad Faith

When Insurance Companies Don’t Act in Good Faith We Hold Them Accountable

August 19, 2012January 7, 2025Donahue & Horrow, LLP

San Diego Insurance Bad Faith Lawyers Individuals pay insurance premiums with the understanding that the insurance carrier will act in good faith when a benefits claim is applied for. Unfortunately, it is not uncommon for insurance carriers to delay, challenge or deny
Read More

Insurance Bad Faith

About Insurance Companies and the Requirement of “Duty of Good Faith and Fair Dealing”

August 19, 2012January 7, 2025Donahue & Horrow, LLP

Insurance Companies Must be Honest with Consumers Riverside Insurance Bad Faith Attorneys When presented with a claim for benefits, an insurance company must uphold its duty of good faith and fair dealing. This means that the claim should be given the proper
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Insurance Bad Faith

Insurance Company Bad Faith – When Insurers Are Unfair to Policy Holders

August 19, 2012January 7, 2025Donahue & Horrow, LLP

Ventura Insurance Bad Faith Attorneys Every insurance policy sold in California carries with it the implied contract of good faith. It is an unwritten promise that the insured will be treated fairly throughout the duration of the contract. This becomes especially important
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Insurance Bad Faith

Ventura Insurance Bad Faith Attorneys

August 18, 2012January 7, 2025Donahue & Horrow, LLP

Insurers Must Have a Valid Basis For Denying Your Claim Every insurance policy sold in California carries with it the implied contract of good faith. It is an unwritten promise that the insured will be treated fairly throughout the duration of the
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Insurance Bad Faith

Insurance Bad Faith – Claims Denied Without Proper Cause

May 19, 2012January 7, 2025Donahue & Horrow, LLP

Santa Barbara Insurance Bad Faith Attorneys Every insurance policy in California carries with it an implied contract of good faith and fair dealing between the insured and the insurer. When this contract is broken, or the insurance company acts in bad faith,
Read More

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