Private Disability Insurance Claims

Disability Benefits Claims Are Often Initially Denied

Disability Claims Attorney, Sacramento

It is increasingly commonplace for disability benefits applications to be initially be denied. This is due in large part for the economic benefit of the insurance company, but it can also be the criteria used to determine whether or not your disability prevents you from working. For example, some people suffer from an occasional migraine, but for some, chronic migraines can be incapacitating. Some people need to take certain medications that can have such serious side effects they can make it impossible for the patient to maintain a steady job. Claims for backaches, neck injuries, and depression are also often initially denied, because, unlike an injury that can be seen (i.e., a broken bone), insurers simply suspect most claims as being fraudulent or that the affliction is not significant enough to warrant paying out disability benefits .

Whatever the reason for your disability claim being denied, it can be a frightening and frustrating experience. You are concerned about paying your bills and avoiding financial devastation. There is hope — our experienced attorneys can carefully examine your situation and provide valuable legal advice regarding your best course of action.

At Donahue & Horrow LLP, our attorneys have more than 50 combined years of experience helping clients through a host of challenging financial situations caused by a disability. We understand the frustration that is inherent when facing mounting medical bills. Our goal is to resolve your matter quickly and efficiently through negotiation with your insurance carrier. If a beneficial settlement cannot be reached through the appeals process, we will represent you in court. Schedule a free consultation with a lawyer at Donahue & Horrow at your earliest convenience.

ERISA or Private Disability Insurance, Either Way, Our Attorneys Can Help You

We can guide you through the arduous and potentially lengthy process of appealing a denial of benefits. We have assisted clients who have employer-provided disability insurance policies governed by Employee Retirement Income Security Act (ERISA) law in addition to clients who have selected a private disability insurance policy. Through careful and thorough examination, we can advise you regarding the obstacles you might face and what your next steps should be.

To Get The Help You Need Call Our Sacramento Disability Insurance Claims Attorneys Today For Your Free Consultation

All cases are taken on a contingency basis, which means you pay nothing and we receive nothing unless you win your case by way of settlement or verdict. Call us toll free at 877-664-5407 or e-mail us to schedule a free, no-obligation consultation to discuss your case.

Headquartered in the Los Angeles area, Donahue & Horrow, L.L.P., represents clients in Northern California communities including as San Francisco, Oakland, San Jose, Sacramento and Hayward. You don’t need to come to our offices for us to help you get the disability benefits you deserve.