Private Disability Insurance Claims

Attorneys Challenge Insurance Companies in Own-Occupation Disability Insurance Cases

Southern California Leaders in Law

After an injury left a California periodontal surgeon unable to use his dominant hand, he was shocked when his insurance company denied his disability insurance claim.

“Even if you make timely payments for years, your insurance company doesn’t really work for you. Insurance companies are businesses, and denying and underpaying claims are tactics many use to maintain their profits,” explains Michael B. Horrow, an insurance bad faith attorney and co-founder of Donahue & Horrow, LLP. “But remember that getting a letter of denied claims does not mean that is the end of the issue. Wrongfully denied claims can be appealed and our lawyers can hold the insurance company accountable if they acted in bad faith.”

In case after case going toe-to-toe with some of the largest disability insurers in the nation, including UNUM, Cigna, Hartford, MetLife and many others, Donahue & Horrow, LLP has established itself as the “go to” firm for own-occupation disability insurance issues and recovered tens of millions of dollars for its clients.

“Doctors, dentists, lawyers and other professionals purchase private disability insurance for their own specific occupation,” says Horrow.

“Own-occupation disability coverage is an expensive product, but it provides peace of mind. Purchasers are assured they will be able to continue to provide for themselves in the event a disability makes them unable to work in their current occupation. By law, insurers must honor their word.”

California Bad Faith Lawyers Fight for the Compensation You Deserve

Donahue & Horrow, LLP attorneys have more than 50 combined years of experience representing clients battling insurance companies. Horrow, a California SuperLawyer®, is among California’s most successful bad faith insurance and disability claims attorneys. The firm is an AV Peer Review-rated practice.

As former insurance defense attorneys, the attorneys at Donahue & Horrow, LLP know exactly how insurance companies work, the legal strategies they’ll likely use, and the compelling arguments that get results. “This knowledge allows us to properly evaluate each case. Defending attorneys know if we are moving forward with a case, we are confident the insurance company acted unreasonably in their denial of compensation and we won’t back down until we get the compensation our clients deserve,” says Horrow.

Donahue & Horrow, LLP is a statewide practice and will gladly meet and discuss a potential case with anyone in California. The initial consultation is free and work is done on a contingency basis.

“We are very passionate about our clients’ cases,” says Horrow. “We know it’s one of the hardest times of their lives — and we will not stop until we are successful.”

More Information About Insurance Policies and Claim Disputes