For workers’ compensation attorneys, Social Security disability attorneys, and specialists who advise clients after an injury or disabling condition, the differences between ERISA and Non-ERISA long-term disability benefits can be complicated. These issues may overlap with workers’ compensation claims, Social Security Disability benefits, and other sources of income or coverage. It is often difficult to know when to connect your clients with an experienced ERISA attorney who can help evaluate a denied or delayed long-term disability claim.
Fill out the form to learn more about Donahue & Horrow’s referral process and connect with Michael.
For attorneys seeking a trusted partner for client referrals in the realm of insurance claim denials, consider Donahue & Horrow LLP:
Michael Horrow has a distinguished track record of representing clients against the foremost insurance corporations in the U.S., specializing in claims related to disability, life, long-term care, property, health, and accidental death and dismemberment insurance. Delete Insurance
Esteemed in the legal community for his prowess in challenging disability insurance companies, Mr. Horrow has been a sought-after speaker at national legal conventions, imparting his expertise on securing long term disability insurance benefits. With a deep understanding of policyholder rights and the intricacies of insurance contracts, he is adept at navigating the often deceptive tactics insurers employ. Recognizing the paramount importance of these benefits for your clients’ livelihoods, he is unwavering in his commitment to ensuring their rights are upheld and their claims honored.
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If there is an opportunity for us to refer people to your business, we would love to discuss the best way to do so.













For over two decades, Michael Horrow has dedicated his practice to fighting for individuals whose long term disability insurance claims have been wrongfully denied, earning a reputation as a fierce advocate against insurance company tactics.
His deep understanding of ERISA and disability insurance law, combined with his compassionate approach to client care, has helped countless individuals secure the benefits they deserve during their most challenging times. Michael is frequently invited to speak at national legal conferences about disability insurance law and has been consistently recognized as a Super Lawyer for his expertise in this field.
These outcomes reflect a San Francisco Bay team that takes a personal approach to insurance disputes, working closely with policyholders, understanding the stress that denied benefits create, and advocating with care and persistence when coverage they relied on is placed at risk.
J.M., Downey, CA
J.G., Oceanside, CA
L.H., Oak Park, CA
Fill out the form to learn more about Donahue & Horrow’s referral process and connect with Michael.