About Specialty Insurance Policies

“I found this law firm to be professional, courteous, and very knowledgeable in disability law. The attorneys made clear all my rights under the law, what to expect during the process, and explained my options available. The firm was quick to answer my calls, and prompt in completing all the required paperwork. Michael Horrow did what my previous attorneys could not and got me my disability payments guaranteed for life. I would recommend Donahue & Horrow without hesitation.” — J.G., Oceanside, CA


Specialty Insurance Products Often Contain A Lot of “Fine Print”

In addition to the types of insurance that most people are familiar with — disability, life, accidental death and dismemberment, health, and property insurance — insurance companies offer a wide range of specialty insurance policies. Some of these specialty insurance policies are very targeted, such as recall insurance, which is designed to protect companies in case one of their products is subject to a mass recall.

Others can apply to anyone, such as hospital indemnity policies and cancer policies, but only cover very specific scenarios. For example, a cancer insurance policy is similar to a disability policy, although it only covers this one specific disabling condition.

The more targeted and specific a specialty insurance policy is, the more important it is to pay attention to the fine print in the policy. Unfortunately, many policyholders only find out how narrow the parameters of their insurance coverage are when they file a claim and the insurance company denies it.

If you have a specialty insurance policy that has been underpaid, delayed or denied outright, you may have more options than your insurance company wants you to believe. We can help you understand your policy, its limitations, and what your legal options are.


Our Lawyers Have More than 50 Years of Experience Involving Specialty Insurance Policies of All Types

At Donahue & Horrow, LLP, our attorneys have more than 50 years of experience in the field of insurance law. Our experience can benefit people with specialty insurance policies in the Los Angeles area and throughout California.

We know all about the underhanded methods that insurers will use to avoid paying claims. In hospital indemnity policies, for example, an insurer may try to avoid paying a claim because fine print in the policy requires that hospitalization must have been caused by an accident, rather than an illness, in order for it to be covered. If there are opportunities to overcome the fine print, we can find them in order to help you get the money to which you are entitled.

“Donahue and Horrow, LLP came to me highly recommended, and they did not disappoint. The attorneys of this firm are not just amazing at what they do; they are kind and compassionate people. Through a difficult and delicate situation they always went above and beyond to make sure I felt comfortable and at ease. I always felt that they had my best interest at heart. I cannot thank them enough for all that they have done for me.”– TR  More Client Testimonials


Is your insurer refusing to pay on a specialty insurance claim? Our lawyers can help.

From El Segundo law offices, we help consumers wrongfully denied insurance benefits get the compensation they are entitled to. Serving all of California including Los Angeles, San Bernardino, Orange, Pomona, Fullerton, Thousand Oaks. All cases are taken on a contingency basis, which means you pay nothing and we receive nothing unless you win your case by way of settlement or verdict. Call us toll free at 877-664-5407 or e-mail us to schedule a consultation with our Los Angeles specialty insurance claims lawyers.