Insurance Bad Faith and Unfair Practices Lawyers Resolving Claim Issues Throughout California
With more than 50 years of experience on our side, we know that a denial is not the end of the road. We have helped countless people in the Los Angeles area and throughout California overcome problems with their insurance companies to get the money they need. All cases are taken on a contingency basis, which means you pay nothing and we receive nothing unless you win your case by way of settlement or verdict. Call us toll free at 877-664-5407 or e-mail us to schedule a consultation about problems with insurance companies in California.
Problems with insurance companies should not happen, but when they do, our lawyers can help.
At Donahue & Horrow, LLP, we believe that problems with insurance companies simply should not happen. You lived up to your end of the contract when you paid your premiums in a timely fashion. You have a right to expect that your insurance company will do the same when you file a claim; that is, deal honestly with you, and pay you all the benefits you are entitled to in a timely manner.
Unfortunately, that does not always happen but perhaps even more disturbing is that many insurance companies who fail to make good on their promises do so deliberately. Insurers routinely look for ways to deny your claim, reduce your benefits, or fail to make timely payments to policyholders. For example, they may wait to take action on a claim, ask you to repeat information already provided, ask for more information from a doctor or other practitioner — whatever the excuse is that they provide, insurance companies are prohibited by law from purposely delaying claims without a valid reason.
Bad Decision on a Claim? Or Insurance Bad Faith?
Insurance companies are not out to get you, but they are out to make a profit and the more they pay on claims, the fewer the profits are for them. Although all businesses must consider their bottom line, when it comes to paying policyholder insurance claims, the insurance industry has been so unfair to consumers that California enacted ‘insurance bad faith’ laws to help curb unfair practices. Under California law, when an insurer purposely or through negligence breaks the law and wrongfully denies your claim, you may be able to pursue a ‘bad faith’ claim against the insured.
Insurance companies know that if you have a bad faith claim against them, they may end up having to pay a lot more than just the benefits you are owed and economic damages — they may also have to pay other damages for violating insurance laws.
Not every denied claim is a bad faith case, and it can be hard for consumers to recognize that they may have a claim because insurance companies are not always forthcoming about their practices. This is just one of the many reasons why, when problems with insurance companies do arise, our attorneys are here to resolve them.
Has the insurance company paid you far less than your claim is worth, or are they threatening to do so? Has your claim been delayed for months? Has the insurance company simply denied your claim, even though you know it was perfectly valid?
Many of these problems are considered forms of insurance bad faith. Insurance bad faith can be tied to a variety of problems, including: insurance agent misrepresentation, insurance policy cancellation and insurance bad faith
Do Not Take Your Insurance Company’s Response at Face Value
Our lawyers are proud of the fact that our clients, from truck drivers and office workers to doctors and medical professionals, are hardworking, honest people who, initially, trusted that the insurance company representatives they were dealing with were the same.
We understand that you want to trust the people at your insurance company. However, it is important to understand that insurance companies are businesses. As such, they must protect their bottom lines, and it is their employees’ duty to help them do so. For that reason, you should never accept a denial at face value. There are always options.
With more than 50 years of experience on our side, we know that a denial is not the end of the road. We have helped countless people in the Los Angeles area and throughout California overcome problems with their insurance companies to get the money they need.
Contact Our Los Angeles Insurance Bad Faith Attorneys For Your Free Initial Consultation
All cases are taken on a contingency basis, which means you pay nothing and we receive nothing unless you win your case by way of settlement or verdict. Call us toll free at 877-664-5407 or e-mail us to schedule a consultation about problems with insurance companies in California.
Our lawyers handle all disputes related to disability insurance claims and all other insurance claims, including:
- Life insurance claims
- Accidental death and dismemberment insurance claims
- Health insurance claims
- Long-term care insurance claims
- Property insurance claims
- Uninsured motorist claims
- Specialty insurance claims